rbessaadv Blog

A creative and inspiring collage-style illustration featuring two Polaroid-style photos clipped to a grid background. The images depict diverse, happy couples reviewing financial documents with expressions of relief and celebration, symbolizing successful debt management and financial freedom. A cozy and modern aesthetic is enhanced by warm lighting, indoor plants, and decorative string lights, reinforcing themes of security, hope, and financial well-being.

Mar 07 2025

5 min

Over-Indebtedness in Brazil: Consumer Rights and Debt Restructuring Mechanisms

Over-indebtedness is an issue affecting an increasing number of consumers in Brazil. It refers to a situation in which an individual, acting in good faith, becomes unable to meet their financial obligations without compromising their essential living ...

Aug 17 2024

3 min

Legal

The SELIC Rate in Real Estate Purchase and Sale Contracts and Consumer Rights in Brazil

Aug 17 2024

2 min

Legal

Learn how to ensure the continuity of your health plan after dismissal or retirement in Brazil!

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Mar 16 2024

2 min

Legal

After all, does life insurance VGBL integrate the calculation base of ITCMD in Brazil? Understand the STJ jurisprudence

Renato Bessa

Lawyer and Founder